In this internationally acclaimed guide for homebuyers, you will discover how to avoid the financial traps and pitfalls that the real estate and mortgage industries have set for you.
Author: Alysse Musgrave
Publisher: R. R. Bowker
BUY YOUR NEXT HOME WITHOUT GETTING RIPPED OFF! The internationally acclaimed book for home buyers has been updated for 2020. At best, buying a home is a complicated process. At worst, it can be an emotional and financial nightmare. Every day, unprepared homebuyers are getting scammed, cheated, and neglected by untrained real estate agents and unscrupulous lenders looking to make a quick buck at the buyerʼs expense. In this internationally acclaimed guide for homebuyers, you will discover how to avoid the financial traps and pitfalls that the real estate and mortgage industries have set for you. By understanding your rights as a homebuyer and knowing how to protect them, you can purchase your next home with confidence and peace of mind. In Buying a Home: Don't Let Them Make a Monkey Out of You, you will learn, in a clear and concise way: How to analyze floor plans The trick to buying a home with great resale potential The truth about real estate agents How to fire your agent All about FSBO's, foreclosures, new construction and MLS listed homes What to look for when touring homes The four most common negotiating strategies The one thing more important to a seller than price How to write an offer that protects you What repairs to request from the seller How to force your loan officer to give you accurate pricing information and avoid a bait and switch at the closing table Homeowner scams All about mortgages, home warranties, homeowner's insurance, title insurance, and much more. In a real estate transaction, the buyer assumes all of the risk. The seller walks away from the property and is free of any obligation or responsibility. The buyer pays for inspections, appraisals, closing costs, and ends up with the house and a mortgage. The sensible information you'll find in this book is unlike anything you have read online or in any other real estate book. You will learn how to make smart choices when you purchase your next home, and how to recognize fraud when you see it! Don't let them make a monkey out of you!
Chapter 10: The Home Inspection Based on the information in relation to buying
a house you understand that an inspection is mandatory if you wish to purchase
a home. In some states there are different inspectors for different aspects of the ...
Author: E. Jones
Learn everything you need to know from the moment you decide to buy a house to the moment you close the deal. Find out what the legal terms mean, the different loans and mortgages available, the different costs involved, the differences in agents and houses and so much more. This home buying guide is an essential handbook for the new buyer.
In this clearly laid out and no-nonsense guide, Gabrielle Collison shares her insider tips and practical, streetwise advice on how to buy a property in Portugal.
Author: Gabrielle Collison
Buying a home in Portugal should be straightforward, yet often people fall foul of some of the hidden pitfalls that can derail their overseas property dreams. In this clearly laid out and no-nonsense guide, Gabrielle Collison shares her insider tips and practical, streetwise advice on how to buy a property in Portugal. This fully revised and updated edition contains: - advice on relocating and residency - case studies by people who have relocated - off-plan vs new build vs resale vs self-build - location, location, location - the Portuguese regions - how to choose a real estate agent and builder - selecting your legal advice - property documentation and legal paperwork - selling a Portuguese property - renting a property in Portugal
One thing that many buyers, new or experienced, overlookis the amount ofstress
that home buying can generate. You're makinga major purchase and you should
be aware of all the important things that this implies. Be careful, diligent, and ...
Author: Peter Richmond
In real estate, it's a buyer's market - and here is the buyer's bible... Buying a home is the single most important financial move in most people's lives. This book covers a variety of topics including inspecting, evaluating, negotiating, financing, contracts, and legal issues. It also breaks down the roles of the key players and what these professionals, agents, brokers, and inspectors are responsible for - and when to go it alone. The thorough advice, covering everything from buying houses at auctions to what neighborhood to live in, will provide reassurance for every soon-to-be homeowner. - A necessary tool tool for those who plan to buy homes and even current homeowners in order to keep up with an ever-changing market. - Will be published in time for spring, when most people start looking into buying new homes. - Covers a broad range of buying options and homeowner's needs.
This guide to buying a property in Spain offers first-hand advice on where to stay, dealing with estate agents and builders and the types of properties available.
Author: Harry King
Publisher: How To Books Ltd
This guide to buying a property in Spain offers first-hand advice on where to stay, dealing with estate agents and builders and the types of properties available. It covers building your own home, renovating a ruin and renting a cosy cottage. CONTENTS: Introducing Spain - narrowing the options - making a start - what and where to buy - the people involved - understanding the legal documents for a new property - money matters - before you go - linking it all together - buying other properties - timeshare and rental - cutting red tape - dealing with your finances - learning about culture - living life to the full - avoiding failure ADDITIONAL INFORMATION: Illustrations: Maps, plans
Have no fear! This new edition of Home Buying Kit For Dummies arms you with Eric Tyson and Ray Brown's time-tested advice and strategies for buying a home in current market conditions.
Author: Eric Tyson
Publisher: John Wiley & Sons
America's #1 bestselling home buying guide Are you looking to buy a house, but don't quite know where to begin? Have no fear! This new edition of Home Buying Kit For Dummies arms you with Eric Tyson and Ray Brown's time-tested advice and strategies for buying a home in current market conditions. Packed with valuable tips for getting the best deal on your new home and navigating an ever-changing housing market, it shows you how to find the right property, make smart financial decisions, and understand the latest lending requirements and tax implications. Thanks to looser lending standards, lower down payment mortgages, and a wider selection of homes to choose from, first-time homebuyers are making a comeback in the housing market. But if you don't know a Colonial from a counter offer, the process of buying a home can be daunting. Luckily, this bestselling guide is here to take the confusion out of the process! In plain English, it provides step-by-step guidance for buying the home of your dreams, from inspecting a property to evaluating a location to making sense of loan applications, tax documents, and counter offer forms. Negotiate your best deal and obtain a lower down payment mortgage Improve your credit score Make sense of changing lending standards Take the confusion out of lending laws, mortgage rates, and marketplace conditions Whether you're a renter, investor, or current homeowner, everything you need to plant roots in a new home sweet home is just a page away.
Buying a house requires a lot of time and effort, but these 12 Steps Guide can help you make the house buying process easy and manageable and will help you make the best decisions possible.
Author: ARX Reads
Publisher: ARX Reads
Buying a house requires a lot of time and effort, but these 12 Steps Guide can help you make the house buying process easy and manageable and will help you make the best decisions possible.
After reading this book, you will gain confidence in your own choices and decisions and your home buying experience will be pleasurable!
Author: Max Shokouhi
Buying the wrong home could cost you thousands of dollars and leave you with a property that is impossible to resell at a decent price. Buying your first home should be a rewarding and exciting time in your life, and one that you look back on with fond memories. But this is a huge investment, and you need to be fully prepared and able to ask the right questions, in order to come out on top.Here are a few questions that you''ll want to think about.. Should you buy a new or older home? Should you hire a home inspector? How can you save money by watching ''market trends''? How can you choose the best realtor based on your needs? What type of financing is available to you? How should you place your first offer? These are just some of the many questions you''ll need to know the answers to if you really want to get the best deal possible, while saving money and eliminating risks. One of the greatest concerns of new home buyers is that they''ll make a wrong decision, or they''ll end up with a property that requires extensive repairs or problems that need fixing.After all, buying a home is a life changing endeavor, and it''s not something that anyone should take lightly.You also don''t want to rely on your real estate agent to give you the answers to vital questions. You need to know how to choose, evaluate and approve properties yourself, so that you are able to make the best decisions for you and your family! The guides mentioned in this book will provide first time home buyers and anyone buying home again with a clear-cut guide to finding, evaluating and buying their dream home while helping to reduce any risk of buying a ''dud''. I cover all bases within this full featured guide, leaving nothing to guesswork. I want you to feel comfortable buying your first home, and so we''ve made sure to include the most common concerns that new home buyers have, and simple solutions to choosing the best property, while getting the best deal possible.When I was looking to buy my first home, I was not a realtor. I was plagued by questions and concerns that left me feeling unsettled and nervous about making the wrong decision. There were many unknown unknowns as what questions to ask, who to ask, where I should look, or what documents I had to prepare, review and sign. Terms like mortgage approval, down payments, closing costs, etc. was like an algebra equation to me. I felt intimidated and frustrated. With so many properties on the market, I had an incredible inventory to sort through. However, in order to walk away a winner, I needed to know how to spot a "property problem" and how to choose a home that is suitable for my family and lifestyle. My wife and I depended solely on our realtor to give us advice and show us the way. I wished I knew a little more about the buying process. Buying a home is probably the largest investment you will ever make financially and emotionally. Reading this book will empower you with the required knowledge about home buying and can save you money. I would recommend you to get as much information as you can about the processes and costs of home buying before you get caught up in searching for a home. Read reports and attend seminars. My objective is to help home buyers become familiar with the many processes involved in buying a home, finding the right realtor, obtaining a mortgage, searching for a home, home inspection, putting an offer, closing, and possession. The goal is to help you to make an informed decision about home buying, thus you can get the maximum value for your money. Whether you''re purchasing your first home or next, this book can be used to help you get started and prepare you for your purchase. After reading this book, you will gain confidence in your own choices and decisions and your home buying experience will be pleasurable!
With this book I'm privileged and excited to share my knowledge and experience with you.
Author: M. S. Elysia Stobbe
Did you know that over 50% of mortgages don't close? Do you know how much home you can buy? Do you know how much paperwork in involved? Most people don't know how much home purchasing power they have, how much to expect for closing costs (varies by state), or how much paperwork is involved when applying for a home loan. Most people have no idea the difference between loan programs from bank to bank, lender to lender, or broker to broker- or what the differences are between the main types of residential mortgage providers. Most people have no criteria for choosing a lender, the type of loan to seek, or how much down payment is best for them. For example, are there differences between the types of property that may affect down payment? The mortgage industry is packed with nuance, which can lead to confusion for the consumer. While trying to buy a home, you may have people from many different professions telling you what you should do and how to make decisions-who should you listen to in which situations? Your most personal financial information is critical to the mortgage process and yet do you know who you are sending it to? What about mortgage insurance? Why is it required and when? The two questions I most often hear are: "What's the payment?" and, "What's the interest rate?" While these questions are important, there are several other questions that are just as critical: what is the right loan type for me; is there an up-front funding fee for this loan; what are the differences in available mortgage insurance; how will property type restrictions affect my loan; what are the pros and cons of this loan; what is the down payment requirement with this loan choice over another; what are the closing costs associated with each loan type; and, who is allowed to pay the closing costs? Successfully navigating the maze of questions, regulations, and requirements ultimately leads to a mortgage closing. Through over ten years of experience, thousands of clients, hundreds of Realtor and builder transactions (time line constraint purchases), and, as a licensed loan originator in 9 states and the District of Columbia, I have developed a wealth of knowledge about regulations and requirements. My commitment to client service and caring about their home buying experience has driven my passion for the individual personal experience in the mortgage industry and how the regulations and requirements affect real people in real time. With this book I'm privileged and excited to share my knowledge and experience with you. After reading this book, you will have an understanding of the big corporations that loan money to homebuyers, what other options you have and how to navigate government regulations and requirements to your advantage. I feel that an educated consumer is my best customer and I am happy to share these mortgage tools and tips with you in the hopes that you educate yourself and find the best mortgage and the mortgage professional that is right for you. In addition, I want you to know what to expect, what to ask, and, who to ask to get the answers you want and to understand what those answers really mean. With each chapter I will guide you through the mortgage process, from choosing between different loan types, to understanding the difference between a Good Faith Estimate and an Itemized Fee Worksheet, to the necessity of submitting certain documents in a particular method, and finally how to enter Closing Day stress-free and knowing that you have gotten the mortgage that makes the most financial sense for your future. The goal is to help you get the best mortgage possible for your individual needs and get to closing on time, stress free!
In this new book, She offers pages of new and up to date material addressing all of the current trends home buyers need to stay on top of, including:• The new construction housing boom and how home buyers can make the most of it• ...
Author: Stephanie A. Knight
Purchasing your very first home is an important piece of the American Dream. However, the confusing financing, credit and credit score worries, contradictory real estate information, and a confusing group of experts-with everybody wanting something from you –may take something that could be one of the greatest experiences of your life and instead turn it into a dreadful event! Now, very experienced real estate experts, Stephanie Knight and Robert Price teach you everything you need to know about purchasing your first take everything you need to know about purchasing your first home-or your fifth- with the Insider's Secrets that have helped thousands. Learn about narrowing your wants and needs in new home, finding the right Realtor®, finding and securing the correct mortgage lender, negotiating the best terms and pricing, home inspections and what to expect at the closing, how to set up your own team of experts who will be looking out for only you. Learn the keys to be successful in buying the property you want and Insider Secrets that will take you from just wanting a house to making that dream a reality!Purchasing a house is frightening enough as it is, but when you are surrounded by a bad economy, foreclosures and news stories of a credit crisis, many potential buyers give up the American Dream without even trying. But today's potential homebuyers have advantages that buyers a few years ago lacked:* There is a multitude of houses for sale,* Home prices have become more affordable because of the market or low rates,* Mortgage lenders have money to lend and interest rates are at the lowest rates in 50 years.This step-by-step guide will show homebuyers how to take advantage of the current market conditions to buy a home that is both a refuge from the tough times and a worthwhile financial investment. Includes information on:* Buying vs. renting* Financing and Finding the best Lender* Choosing the right realtor* Choosing the best neighborhood for your family and your needs* Understanding legal, tax, insurance issues, contracts, inspections, HOAs, buyer's agents and seller's agents, and much more.From the most trusted name in real estate, here is the latest edition of the indispensable guide that helps first-time buyers land the home of their dreams.Stephanie Knight has established herself as a trusted real estate expert. In this new book, She offers pages of new and up to date material addressing all of the current trends home buyers need to stay on top of, including:• The new construction housing boom and how home buyers can make the most of it• Mortgage lending innovations, such as low down financing and the ability to finance 100 percent of the purchase price, or getting renovations included in your mortgage.• The dangers facing first-time home buyers when purchasing without a broker, using discount Internet-based services, and buying first homes as investments.• The latest information on asbestos, mold, radon, and other bio-environmental hazards and new, inexpensive testing methods any home buyer can use.
Whether a first-time buyer or veteran homeowner, this book will help you make the smart decisions that move you into your dream home in no time! Inside.
Author: Eric Tyson
Publisher: John Wiley & Sons
Negotiate a great price Find your best mortgage Discover applications and checklists online Get the Best Deal on Your New Home! When it comes to buying a home, it's hard to know where to begin. You want to buy at a fair price at the right time—not always easy in a fast-changing market. The updated Home Buying Kit has all you need: strategies to secure the optimal deal, the ins and outs of home financing, how to evaluate rent vs. buy, and the latest on regulations around mortgage interest and property tax. Whether a first-time buyer or veteran homeowner, this book will help you make the smart decisions that move you into your dream home in no time! Inside... Get your finances in order Improve your credit score Choose the right mortgage Build your real estate team Maximize your financial health Inspect and protect your home Understand and minimize closing costs
The only guide you need to make money from buying property at auction.
Author: Samantha Collett
Publisher: How To Books
Buying property at auction is nerve-wracking, exhilarating and can be hugely profitable - as long as you know the pitfalls to avoid. In this step-by-step guide you will learn why so many successful developers and investors buy at auction - and how you can buy and profit from property auctions. Offering expert tips and guidance you will be walked through the property auction process from start to finish - and be equipped with the knowledge you need to profit from property auctions. Comprehensive and easy to follow, the guide is packed full of case studies, expert tips and watch points for the novice property auction buyer. The guide features: how to find auction property; tips for viewing; preparation checklist; how to calculate your bid price; research the market; raise finance; costs works; check legal paperwork; auction sale day; after the auction; real tales of auction buys; and, a directory of auction houses.
Buying or renting is a great way to establish and improve credit while building your wealth for the future. Buy this book, read it, follow its good advice and guidance, and get ready to see your dreams become reality.
Author: Jeremy Kho
Publisher: Independently Published
Are you a First Time Home Buyer?Wondering if you should buy or rent?Do you know how much home you can afford?How much money will you need when buying a home?What financing options are available?The Millennial Way Home - An Invested Millennial Guide on Buying Your First Real Estate Property Conventional wisdom says most millennials can't afford to buy a home. But this book takes a much more positive and constructive approach with a proven step-by-step strategy. Now anyone in their 20s and 30s can easily own or rent the home of your dreams. The book starts with a realistic look at how much home you can afford. This ensures mortgage payments will be affordable, you have a better chance of being approved for financing, and won't have to face disappointments or hardships. Also learn how to work with real estate professionals who can guide you through the process of qualifying for a loan, participating in government assistance programs that can lower costs, finding the right neighborhood, and locating a home that is a perfect fit for you and your loved ones. While most other books only cover buying a home, The Millennial Way Home refreshingly includes renting and leasing homes. This can make the most sense for a lot of people who don't have access to the sometimes sizable down payment necessary for purchasing a home. Renting can also be ideal for anyone who must move frequently or is unsure about their job stability. Now you have the option of getting more for your rental dollars. Instead of being stuck with a cramped apartment, you can stretch out in a home that truly fits your situation and preferences. This book is unusual in it takes time to explain why being "house poor" is a challenge no Millennial should ever have to deal with. Biting off too much in mortgage payments or rent can be disastrous in the long run. The author explains how this can happen and ways to avoid falling into this common trap. A key chapter is the "Millennial Way Home." It lays out an easy, common sense step-by-step strategy for buying or renting a home. It takes the reader from judging how much you can afford to making an offer to setting up an inspection, closing the deal, and moving in. Readers get access to several helpful tools used by professionals. They include: Buy vs Rent Calculator, the Home Affordability Calculator, Fixed Mortgage Loan Calculator, Flexible Rate Mortgage Loan Calculator. The Millennial Way Home clears the fog on buying or renting your first home. It's a clear pathway to owning real estate that can create the life you want and serve as an excellent way to grow your wealth. Now you have the same opportunity of achieving the "American Dream" enjoyed by countless previous generations. If you've heard Millennials can't have a home, this book will prove that wrong with a surefire way to get the affordable real estate deal you want and need. You shouldn't be rushed, but take time to understand the best option for you. Buying or renting is a great way to establish and improve credit while building your wealth for the future. Buy this book, read it, follow its good advice and guidance, and get ready to see your dreams become reality.
This book is nothing less than a shortest dependable guide to real estate market in India, delving into the strengths and weaknesses of real estates in different cities in India and showing how to make the decision of investing through ...
Author: Sachin Mittal
Publisher: Educreation Publishing
Living with a roof over your head is a mark of living in a civilized world. A house isn't a luxury, but as essential a need as food and water. Then, may the need of living in a house be fulfilled through renting a place or through buying a house. All of us, at some or the other points in our lives, when there is enough money available for down-payment, go through the predicament about whether to rent or buy a house. Since ages homeownership has met with societal reputation and thus buying a house feels right due to this long-nurtured belief. But, is it truly the right decision? Being inhabitants of a better informed world warrants the need to augment our hunch with facts and making a calculated decision. While the decision of buying a house on mortgage is a serious and long impacting decision, staying put on rent can lead to the feeling of uncertainty and rootlessness in life. The step-by-step process of reaching a decision amidst buying versus renting has been explored in this book wherein by the end you will be able to tell with crystal clarity that 'I want to buy a house or I would rather stay put on rent than buy a house,' whichever the case may be. The book explores the pros and cons of both the decisions and also how the merits and demerits change with the change of city and other factors. It is one of the most comprehensive books exploring the aspect of buying versus renting from Indian standpoint. Although the emphasis is on exploring the dilemma of buying versus renting, it also gives away the tips useful for successful buying or renting while avoiding any financial disasters on the way. This book is nothing less than a shortest dependable guide to real estate market in India, delving into the strengths and weaknesses of real estates in different cities in India and showing how to make the decision of investing through renting or buying. With an abundance of examples it shows that there is no single correct answer. The book digs deeper into the answer of 'It depends.' The book lays a chart for stakeholders enlightening about the tools which should be used when taking a decision as serious as that of taking the buying road, including investing the savings in down-payment, taking a loan and then repaying it, or going for renting and investing the savings in other financial instruments. It is an essential read for anyone planning on embarking a buying or renting venture. It will guide them through the property maze in India with differential buying and renting structures and save them from making expensive mistakes. Think home ownership is always the most profitable road? Know better. Sachin Mittal
As you get ready to buy a home, you will need to learn everything you can about the world of home financing and mortgages. This is one of the biggest points of worry, confusion and downright failure for many would-be homeowners.
Author: Mark Dennison
As you get ready to buy a home, you will need to learn everything you can about the world of home financing and mortgages. This is one of the biggest points of worry, confusion and downright failure for many would-be homeowners. But the good news is that there are answers. And The Smart & Easy Guide To Mortgages & Home Financing: How to Finance Real Estate to Make the House Buying Process Successful has them for you right now. The book contains all the knowledge and guidance that you need to get the best mortgage and avoid financial complications. This real estate financing and home buying mortgage guide book contains crucial information on how to get started with the process of identifying the best mortgage and how to make sure you get the best deal possible. Here are some of the questions answered in the book: . How to secure the credit to get started . How to begin the loan process . How to identify and negotiate for the best rates . How to understand the mortgage stipulations and the mortgage contracts formulated by the lenders . Why it's important to understand mortgage stipulations and the fine print . How to identify a loan that is suitable for a person's individual needs . How to get a loan that guarantees financial freedom . How to avoid scams, fraud, and other risks during the mortgaging process The book fully addresses the challenges faced by any homebuyer considering taking out a mortgage. The main purpose of this real estate financing and home buying mortgage guide book is to empower you by providing knowledge and practical steps you can take. The costs of ignorance in the mortgage industry are too high to ignore when you can get answers this easily. Here are just a few of the things you will learn: . The best strategies for identifying the best mortgage for your situation . How to avoid the stress, anxiety and frustration typical first time home buyers go through during the lending process . How to identify the best mortgage rates by using little known tools . How to avoid fraud, scams and other financial risks . Crucial Strategies for negotiating lower rates and fees . How to boost your credit ratings and why they matter . How a few simple negotiation tricks can save you $1,000s . How to find the best lenders for you . How to save time, money and headaches during the entire process The book contains extensive details on how to avoid financial issues, find the best mortgages and save money and time every step of the way. This real estate financing and home buying mortgage guide book explains how you can obtain good credit, how to start the loan process and how to identify the best mortgage rates. This real estate financing and home buying mortgage guide book has all the answers you need. It contains detailed mortgage information that will guide you smoothly through the home financing process. The sooner you access to get the knowledge contained in this book, the better your situation will be. Make the home buying and home financing process as fast and easy as possible. The Smart & Easy Guide To Mortgages & Home Financing: How to Finance Real Estate to Make the House Buying Process Successful is here for you. Grab your copy today of this real estate financing and home buying mortgage guide book!
In this comprehensive book, John Grissim, author of the best-selling companion resource, The Grissim Ratings Guide to Manufactured Homes, gives you everything you need to safely'and successfully'navigate the tricky waters of the ...
Author: John Grissim
The authoritative consumer guide to manufactured homes and purchasing land or leasing a home site, providing up-to-date, essential information home buyers need to make an informed purchase decision. This second edition of the bestselling guide is completely revised and updated, including a new annotated construction rating table with 56 criteria you can use to evaluate any home'before you buy. In this comprehensive book, John Grissim, author of the best-selling companion resource, The Grissim Ratings Guide to Manufactured Homes, gives you everything you need to safely'and successfully'navigate the tricky waters of the manufactured home marketplace. He explains how the manufactured home industry operates, how to find a dealer worthy of your trust, how to make the right home selection, and, as important, how to be informed, empowered and swindle-proof. Exahustively researched, with extensive input from both industry insiders and consumer advocates, this guide contains much information that retailers, even the good guys, don't want you to know. In addition to clear step-by-step guidance in the home buying process, John Grissim provides up-to-date, essential information together with authoritative, no-nonsense insights that have made him a respected industry observer and voice for the home-buying consumer.